What Does Workers’ Compensation Cover?
Your clients need Workers’ Compensation coverage, especially if they’re in high-risk industries like construction, agriculture, or temporary staffing. When a worker is injured in an accident like a slip-and-fall or machinery mishap, Workers’ Compensation plays a valuable role in helping them find compensation and relief.
Typically, Workers’ Compensation coverage includes:
- Medical expenses relating to the accident or injury, like the cost of doctor’s visits, medical treatments, medications, or surgery
- Disability benefits, which can help replace the wages an injured worker loses while unable to work due to their injury or occupational illness
- Permanent disability benefits, if a worker is permanently injured due to a workplace accident or injury
- Lost wages
- Death benefits, if an employee dies as the result of a workplace accident
Workers’ Compensation can also help protect your clients and their business after a workplace accident or injury.
On top of all these benefits, there’s another big reason why your clients need Workers’ Compensation—it’s required! In most situations, businesses are required to carry Workers’ Compensation coverage, and can face fines, penalties, and other legal complications if they don’t have coverage to protect their employees and business.
At PEO Insurance Brokers Network, we know the unique challenges of Workers’ Compensation coverage and are ready to help your clients find the Workers’ Compensation coverage they need. We provide Workers’ Compensation coverage to businesses in need, no matter the risk, and will help you find the best PEO coverage and savings for your high-risk clients.
To learn how we can help you find coverage for your high-risk clients, please reach out to receive a quote.
